if the only thing stopping you from continuing with the small intimate ceremony of just family and friends is the fact that you don't have a wedding band, what about talking to your parents and his and seeing if they have a grandmother's or great grandmother's old band. or if that's not an option, there is always walmart, while not the most expensive, they still have to adhere to certain standards, they just don't mark up as much as the jewelry stores do. and if that seems too tacky to you, just use your engagement ring until you can afford to buy the matching band. that's what one of my friends is doing, her hubby got her this really beautiful enagement ring in platinum, diamonds and pink saphires, but when they went to get married, he couldn't afford to get the matching band, so she wears her engagement ring, and a cheapy band from walmart on a necklace. whatever you decide i'm sure will be the best for the two of you.